Recent Articles

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Rates Just Hit a 10-Month Low!

Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.

Published on 08/05/2025

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Economists, experts say status quo for mortgage rates, home prices

"There are very few desperate sellers,” says Steven Thomas, a local real estate economist

Published on 08/04/2025

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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How gig workers can qualify for Fannie Mae loans

1099s need to add up all the income — going as lightly as possible when it comes to deducting business expenses

Published on 07/28/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Fannie Mae, Freddie Mac adding a dose of competition to FICO credit scoring

Adding this competitor created by the big three credit bureaus likely means credit score prices will go up, not down

Published on 07/21/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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How the Big Beautiful Bill offers tax relief for homeowners in Southern California

The One Big Beautiful Bill Act includes several tax provisions that benefit homeowners

Published on 07/15/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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How bridge financing alleviates need for contingency offers in home sale

This short-term financing instrument allows a home seller to tap home equity before their home is sold

Published on 07/07/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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Home equity contracts offer no monthly payments, no interest in exchange for cash out

Just like reverse mortgages, home equity contract should be a “loan” of last resort

Published on 06/17/2025

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Southern California homeowners have $1.645 trillion of tappable equity

Southern California homeowners have $1.645 trillion of tappable equity

Published on 06/16/2025

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Tips for house hunters in an evolving homebuyers’ market

Tips for house hunters in an evolving homebuyers’ market

Published on 06/16/2025

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Buy now or wait? House hunters fret prices, rates and prospects for economy

Buy now or wait? House hunters fret prices, rates and prospects for economy

Published on 06/16/2025

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These creative financing options offer homebuyers another way in

These creative financing options offer homebuyers another way in

Published on 06/16/2025

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What’s the difference between a bank, mortgage banker or mortgage broker?

What’s the difference between a bank, mortgage banker or mortgage broker?

Published on 06/16/2025

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Tips to boost, protect credit scores and get a lower mortgage rate

Tips to boost, protect credit scores and get a lower mortgage rate

Published on 06/16/2025

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Why delinquent student loan borrowers may struggle to get a mortgage

Why delinquent student loan borrowers may struggle to get a mortgage

Published on 06/16/2025