Recent Articles

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Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

Published on 11/08/2025

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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Published on 11/06/2025

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Economists’ forecast: Housing, Wall Street a mix of ‘we are screwed’ to ‘all good’

Most think mortgage rates will go down, while others see danger signs in labor market and homebuying affordability

Published on 11/03/2025

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Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

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Homebuyers, do you finance now or wait for Fed to drop rates?

The 30-year fixed rate averaged 6.19%, 8 basis points lower than last week

Published on 10/27/2025

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Homebuyers will spend at least $1,500 before escrow closes

We're talking about the deposit, home inspection and appraisal

Published on 10/20/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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How to shop for a mortgage loan originator

Mortgage shopping can be a complicated and time-consuming process

Published on 10/13/2025