Whether buying property or refinancing, you have the option to pay for points and lower the mortgage interest rate.
Published on 12/08/2025
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
The maximum conforming mortgage size for one unit goes to $832,750 from the 2025 maximum limit of $806,500
Published on 12/01/2025
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
Reporting rent, utility or a credit card for one month may make you mortgage ready
Published on 11/24/2025
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
As the homebuyers grow into the home more comfortably, they can always refinance into a 30-year fixed rate.
Published on 11/17/2025
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
This is good news for those who might be on the credit bubble with a low FICO score but have strong income and cash reserves
Published on 11/10/2025
