If a homebuyer doesn’t fit the conventional mortgage box, there is the option to use a so-called non-qualified mortgage, which often comes with higher rates and more money down
Published on 09/08/2025
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
There are situations in which a homebuyer could have two primary residences. The distinction that makes this legal is time.
Published on 09/02/2025
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
As the pace of California home appreciation cools, Riverside County sees the largest decline in tappable equity in 12 months
Published on 08/26/2025
A well-qualified borrower in California can lock down a 30-year fixed rate mortgage at 5.99% with 1-point cost.
Published on 08/25/2025
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
The bipartisan Homebuyers Privacy Protection Act will put an end to "trigger leads" sold by credit reporting companies to mortgage lenders
Published on 08/11/2025
