Welcome to Mortgage Grader  

Your Trusted Home and Commercial Loan Experts

At Mortgage Grader, we believe that securing a loan—whether for your dream home or your next investment property—should be clear, efficient, and stress-free. Since 2005, we've been helping individuals, families, and businesses access the financing they need to grow and thrive. Based in Laguna Niguel and serving all of California, we are a full-service mortgage company offering expert guidance and competitive solutions for home purchases, refinancing, and commercial real estate financing.

Led by industry professional Jeff Lazerson—President of Mortgage Grader and a respected Sunday Columnist for the Orange County Register—our team brings decades of experience, local insight, and a personal touch to every client relationship. Whether you're navigating residential or commercial financing, our experienced loan officers and processors are committed to delivering clear answers, fast results, and exceptional service.

From first-time homebuyers and seasoned investors to business owners seeking commercial loans, Mortgage Grader offers the tailored loan programs and financial expertise you need to reach your goals.

Ready to get started? Contact us today for a free consultation and discover how we can help you secure the right loan to fit your needs.