About Us

At Mortgage Grader, we’ve been helping people and businesses access the right financing solutions since 2005. Based in Laguna Niguel and serving all of California, we are a full-service mortgage company offering a wide range of residential and commercial loan products tailored to meet the needs of homebuyers, homeowners, and investors alike.

Whether you’re purchasing your first home, refinancing to save money, or seeking funding for a commercial property, we’re here to guide you with clarity and confidence. Our President, Jeff Lazerson—a trusted voice in the mortgage industry and a Sunday Columnist for the Orange County Register—leads a team of knowledgeable, friendly loan officers and processors dedicated to making your loan experience smooth and successful.

We pride ourselves on offering expert insight, honest advice, and personal attention from start to finish. No matter your goals, Mortgage Grader is here to help you make smarter financing decisions. 

Let’s get started! Contact us today for a free consultation and let’s explore the best loan options for your home or business.